PELUANG DAN TANTANGAN FINTECH (FINANCIAL TECHNOLOGY) SYARIAH DI INDONESIA

Abstract

 Currently, the development of Sharia Fintech (financial technology) in Indonesia is growing rapidly.
But on the other hand, there are several phenomena and problems with conventional fintech that have a negative
impact on society. Therefore, the existence of Sharia Fintech should be a solution to this phenomenon. The
purpose of this research is to find out about the opportunities and challenges of Sharia Fintech (financial
technology) in Indonesia. This study uses descriptive analysis with a qualitative approach. The data analysis
technique used is an interactive model. The results of the study show that there are opportunities and challenges
for Sharia Fintech in Indonesia, which consist of: regulations, human resources, technology, negative issues of
Fintech and conventional capital